Saturday, 5 February 2011

Women's state pension age delays

The Government has just published its timetable for raising the state pension age faster than previously planned.
More women will have to wait longer before being
 able to splash out their pension money.

Most women face a delay of a year, picking up their pension book at 66 rather than 65 years of age. However, more than half a million women face a delay of over a year. Of those, 300,000 face a delay of more than 18 months and 33,000 a delay of two years.

Click HERE to see the old and new dates for women born on 6 April 1953 to 5 April 1959.

A woman's pension age also sets the qualifying age at which she can claim pension credit, winter fuel payment and free bus passes in England. If we needed another reason to provide for our own retirement and not depend on the state, here's one.

Story from BBC NEWS:


  1. Sadly this is me! Am of the generation that copped for it twice!
    PS Just to clarify, I do not wear flowery swim hats-much!

  2. Raising the retirement age is only one side of the equation- we also need to look at how women are going to be actively employed in those additional years. The over 55's are the group who find it the most difficult to gain employment. Of the new jobs created in the past 12 months 93% have been only part-time and although there is legislation is in place to counter age discrimination, there is a long way to go for attitudes to change towards a more mature workforce. Unfortunately there seems to have been little thought into how we bridge those transition years from an employment perspective.

  3. Ceri - a really valid point. The danger is that more women will be left with no job and no pension - quite a gloomy prospect!
    More reason for the youngsters to start preparing now for their future.

    Love your website ( by the way.

    Everyone, look our for more insights from Ceri in her guest blog later this month.

  4. It's totally unreasonable that the government retrospectively moves the goalpost, leaving women with no time to plan for the shortfall.

    For those who have time to plan, this is another lesson in not relying on the state pension. It's more important than ever to find out how best to make your own provision.

    If you've got any questions about pensions, there's free information and guidance, especially for women via the Pensions Advisory Service(


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