It’s just like buses – you wait ages for one and then several come along at once. And it looks like they may come even down further next year.
While it’s great news for many homeowners, my question to you is how will you use your improved cashflow? Is this the justification you need to splash out more on Christmas or buy yourself or your family some extra treats? Or will you use the savings to help you pay down debt quicker (including your mortgage) or fund other goals that previously felt further out of reach? I know what I’ll be doing …